The Forefront

2018 Volume #1 | Tax Bill Impact On Benefits

Feb-06-2018

The primary goal of the Tax Cuts and Jobs Act is to lower the corporate tax rate and tax obligation for many Americans. There are several provisions that will have an impact on employer health and fringe benefits. Here is quick run-down:

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Volume #6 | Equifax and Your Taxes

Oct-01-2017

Everyone knows I am not a certified public accountant, but my advice regarding the Equifax breach is to file your taxes early this year. The data breach at credit bureau Equifax that may have affected 143 million U.S. adults could have lasting effects, including at tax time. Many experts say that if hackers gained access […]

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Volume #5 | Did You Know?

Sep-01-2017

Consider your HSA beneficiaries carefully. Many employers have added Health Savings Accounts (HSA) to their employer sponsored health plan offering. Most everyone knows an individual can use these dollars later to pay for medical expenses tax-free or take it out after age 65 for any reason with tax consequences. To keep the tax savings going […]

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Volume #4 | Hey Washington, It’s The Money!

Jul-01-2017

Before the ACA was implemented, the same challenges that we faced in 2011 still exist today. Any successful Health Care Reform must positively affect these same problems: (1) cost growth, (2) concerns over quality, (3) the value of care, and (4) the continued struggle of underpayment of government programs. Fortunately, we are seeing employers striking […]

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Volume #3 | Obamacare

May-01-2017

As Republicans prepare to repeal and replace Obamacare, several major health insurers have scaled back their involvement on the Exchanges. Things are so bad, that rather than raising rates insurers are just dropping out. Humana is withdrawing from Obamacare’s individual market entirely. Aetna has left Virginia and Iowa, experiencing large pullouts. Here is what three […]

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Volume #2 | How You Can Help

Mar-01-2017

We all want the cost of health care to be reduced today, and continue to into the future. We all know the Trump administration desires to do away with Obamacare, but what will it be replaced with? Two researchers have proposed a new way to design health insurance plans that could win bipartisan support and […]

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Volume #1 | Look Through the Fog

Jan-01-2017

I, like many others, have speculated the future of the ACA. This communique will continue to report on what we see happening and what we think. Perhaps the most important aspect of ACA reform will be what happens to the individual marketplace. the ACA was designed to strike a delicate balance between requiring coverage to […]

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