The Forefront

2021 Volume #1 | Insulin Cost Saver

Dec-21-2020

Insulin prices have been a particular concern over the past 10 years. Over this period of time, a top selling long acting-insulin rose from $119.70 to $334.30 – a 184% increase. In 2015, the manufacturer of Lantus was about to lose patent protection. The 2018 list price for Toujeo was $446.67.   This is an […]

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2020 Volume #4 – ObamaCare and More

Oct-16-2020

The Galen Institute’s Brian Blasé pointed out last month that the Affordable Care Act is on track to cost taxpayers $1.8 million over the next decade, and too much of that goes to pay insurance companies for “healthy enrollees who need massive subsidies to afford the coverage that the ACA made much more expansive”.   […]

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2020 Volume #3 – 401K Account Changes

May-28-2020

The Coronavirus Aid, Relief, and Economic Security Act made a few changes to 401(k) withdrawals. Under normal circumstances, if you withdraw money from your 401(k) before age 60, you would face a 10% penalty and a 20% tax withholding. For coronavirus-related distribution, the CARES Act eliminates the 10% penalty and the 20% tax withholding. You […]

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2020 Volume #2 – SECURE Act becomes law and some information you should know.

Feb-11-2020

On December 20, 2019, the SECURE Act (Setting Every Community Up for Retirement Enhancement) was signed into law and represents some of the most sweeping plan legislation since 2006. A high-level overview of just a few key provisions are as follows: The legislation will require employers to permit long-term, part-time employees to participate in 401(k) […]

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2020 Volume 1-Google & Consumer Health Data

Dec-31-2019

Google recently made headlines with their Project Nightingale, which is a program designed to gather and analyze personal health information from millions of Americans through a partnership with Ascension.  HHS has initiated a federal inquiry into this program as HHS wants to ensure Health Insurance Portability and Accountability Act (HIPAA) protections were fully implemented.  While […]

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