262.241.2500
dawn@ibsinc.ws
11057 N. Towne Square Road Mequon, WI 53092
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Coalition Health
The Challenge:
Employers and their employees have reached the breaking point in funding ever-increasing health premiums;
Employees have seen little or no wage increase;
High deductible plan designs are neither desired nor acceptable to the workforce.
Strategies:
The employer can keep its current plan of benefits with no changes;
No additional underwriting required.
Bottom Line:
An employer can experience an average reduction in premium of 5% to 10% immediately;
The employer takes on no additional risk;
Employees retain current benefit levels with no change in employee contributions;
Employees keep their doctors and hospitals;
Employees keep their pharmacy formulary;
The employer has access to all claim data, including gross charges and provider discounts previously not available;
Claim data access allows for determination of carrier profit/loss and serves as an underwriting screen for future renewals.
Our arbitrage strategy allows fully insured groups with low deductibles and out-of- pocket exposures to significantly reduce premiums.
We Invite you to
Think Differently.
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